How it Works

You will be required to provide us with your credit reports from all three credit bureaus, Equifax, Experian and Transunion. For a free credit report you can go to  annualcreditreport.com or your preferred credit monitoring provider that you choose.

Second, we provide you with a deep credit analysis of your credit report spotting all inaccurate information. We then look at the various factors that are pulling your credit score down and provide you with actionable steps to get your score back up. Lastly, we provide you with step by step guidance on how to rebuild and restore your credit. We focus on fixing your credit from start to finish.

Third, we load all of the inaccurate, misleading and unverifiable information into our system, and begin challenging questionable information with the credit bureau, creditor, and collector on your behalf. Once the dispute letters are ready, we send them out to all furnishers and wait 30 to 45 days for updates. You can track your credit repair progress using your credit monitoring provider.

Clients will receive dispute results directly from the credit agencies, creditors or collectors. you will receive file updates on a regular basis via email. Though, in order to receive an update on your file, it is important for you to forward reports as soon as you receive them. Don’t fall behind or delay this process by avoiding this simple task. Your cooperation is much needed and appreciated during this process.